Private health insurance companies encourage customers to lead healthy and active lives by offering renewal premiums at significant discounts of 80-100% and many other perks and perks. ..
Most health insurance offers unclaimed bonuses in unclaimed years, which typically range from 25 percent to 50 percent.
Aditya Birla Health Insurance offers up to 100 premiums if a customer earns a sufficient number of “Activ Dayz” (one Activ Day means 10,000 steps a day, or fitness activity specified by the insurance company). Offering a% return, another company, Future Generali, launched earlier this month insurance that offers a flat 80% discount on renewals if the customer did not make a claim in the previous insurance year. did.
Aditya Birla Health provides customers with up to 100% health returns if the insured earns sufficient health returns by managing their health through regular physical activity.
Insurance companies monitor the active lives of their customers through the ActivHealth app.
According to the company, this new product is an extended version of the existing Activ Health policy, offering a wide range of wellness benefits to customers living healthier lives.
Last week, Aditya Birla Health Insurance claimed to be the only insurer to offer up to 100% discount on premiums and up to 100% reload on insurance claims through this enhanced version of Activ Health policy.
Explaining its characteristics, CEO Mayank Baswar said the company consistently encourages policyholders to stay active and healthy.
He said the new policy is the industry’s first initiative to deliver up to 100 percent health benefits through incentive-based health and wellness programs.
“Customers can get up to 100% health return with renewal premium by completing the right number of Activ Dayz (one Activ Dayz burns 10,000 steps or 300 calories, or 30 minutes daily. Equivalent to a gym session or fitness evaluation test. 6 months).
“This offering is a wellness program that goes beyond reactive care insurance for everyone,” Bathwal told PTI.
Consumers are rewarded through cash equivalents that can be used for health-related costs such as drug purchases, diagnostic test payments, day care treatments, outpatient costs, alternative treatments, or future payments. Added.
We also offer double the amount of insurance for two years without claims. This means that such customers can earn a 50% no-claim bonus each year without a claim, up to 100% of their insurance coverage.
Earlier this month, Future Generali India Insurance launched Health Super Saver Insurance, which offers a flat rate of 80% on premiums only if there is no claim in the first and second years.
There are two variations of the policy, 1X and 2X. With the Super Saver 1X plan, if you did not claim your insurance in the previous year, you will receive an 80% discount on the premium when you renew. On the other hand, with the Super Saver 2X plan, policyholders will receive up to 80% off premium for the next two consecutive years of the plan. , If the first two years of the plan’s retention period are unbilled or up to the first bill.
In addition, an additional 10% family discount is available if two or more families are covered by individual insurance amounts.
This product can be purchased by 1-day-old infants and 70-year-olds.
Explaining the feature, its managing director and CEO Anup Rau told PTI that if there were no complaints in the first year without any other conditions, the customer would get 80% off in the second year.
He said the goal was to instill the need and importance of health insurance in young people. They are almost reluctant to pay health insurance as a loss if no claim is filed.
Big insurance offers! 80-100% Discount-Everything You Need to Know About Health Policy Updates
Source link Big insurance offers! 80-100% Discount-Everything You Need to Know About Health Policy Updates